Last updated 15 February 2025

1. Introduction

1.1 These terms and conditions ("Terms") set out the terms on which you can purchase and use our AI paraplanner and meeting notetaker ("Software") through our website ("Website"). You must accept these Terms to access and use the Software.

1.2 Please read these Terms carefully. They describe how we sell our Software, set out your rights and responsibilities, and outline what to do in case of issues. These Terms also limit our liability.

1.3 By purchasing our Software or logging in for the first time, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Software.

1.4 We reserve the right to update, change, or replace any part of these Terms at our sole discretion. However, the Terms applicable to your order will be those in force at the time of submission.

1.5 We process personal data in compliance with GDPR. If you cancel your account, we will delete your personal data within 30 days, except where retention is required for legal or security purposes. Our Privacy Policy is available at https://posterity.finance/privacy.

1.6 These Terms apply exclusively to purchases made via the Website.

2. Who We Are

2.1 We are POSTERITY FINANCE LTD, registered in England and Wales with company number 14743318, whose registered address is 19 Thornhope Close, Washington, NE38 8DU ("we", "us", "our").

2.2 We provide AI-powered software designed to assist financial professionals with paraplanning and meeting documentation. Our Software does not replace professional financial or legal advice.

2.3 For any questions regarding these Terms, contact us at:

• Email: hello@posterity.finance

3. Placing an Order

3.1 To purchase our Software, you must place an order on our Website.

3.2 You are responsible for ensuring that your order details are complete and accurate before confirming it.

3.3 A contract is created and you are bound by these Terms when you log in to the Software for the first time, regardless of whether a Stripe payment link was used to complete the purchase.

3.4 We reserve the right to accept or reject orders at our discretion. If we reject your order, we will notify you promptly.

3.5 If you wish to make changes to your order after submission, please contact us as soon as possible, and we will inform you if changes are feasible.

4. Description of Our Software

4.1 The Software is a cloud-based service accessible through our platform at https://app.posterity.finance.

4.2 The Software is provided "as is" without warranties that:

• Your use will be uninterrupted or error-free.

• The Software will meet your specific requirements.

• The Software will be free from vulnerabilities or viruses.

• The Software will comply with all of your cybersecurity requirements.

4.3 We reserve the right to modify, update, or discontinue features of the Software at any time. We will provide reasonable notice if a significant change affects core functionality.

4.4 We aim to maintain an uptime of 99.5% per month, but we do not guarantee uninterrupted access. Planned maintenance and outages due to force majeure events are excluded from uptime calculations.

5. Delivery of Software

5.1 The Software is provided as a service and can be accessed via https://app.posterity.finance.

5.2 If you experience difficulties accessing the Software, contact us at hello@posterity.finance.

6. Licence

6.1 Subject to compliance with these Terms, we grant you a non-exclusive, non-transferable licence to use the Software:

• For personal use or internal business purposes (as applicable).

• For the number of users specified in your purchase.

6.2 You may not resell, sublicense, or distribute access to the Software.

7. Licence Restrictions and Fair Usage

7.1 You must not:

• Sell, distribute, modify, or transfer the Software beyond permitted use.

• Reverse engineer, decompile, or disassemble the Software.

• Use the Software to create similar or competing software.

• Conduct security testing without our written consent.

7.2 We may impose usage limits on the Software to prevent abuse. If we determine that a user’s activity significantly exceeds normal business usage, we reserve the right to suspend or restrict access.

7.3 You do not have access to the Software’s source code.

8. Intellectual Property Rights

8.1 We and our licensors own all intellectual property rights in the Software. These Terms do not grant you any rights except those expressly set out.

8.2 Posterity generated content remains your property, but we may store and process it anonymously to improve our services in accordance with our Privacy Policy.

8.3 We do not provide API access, but we reserve the right to control access in the future.

9. Price and Payment

9.1 Prices are available via our sales team.

9.2 Subscriptions automatically renew at the end of each billing cycle unless cancelled. You are responsible for managing your subscription settings.

9.3 If you cancel your subscription, you will continue to have access until the end of the current billing cycle. We do not offer prorated refunds for mid-cycle cancellations.

9.4 Payments are processed through Stripe.

10. Faulty Software

10.1 If the Software does not meet the description on our Website, you must notify us within 14 days of purchase. We will either provide a fix or offer a refund.

11. Security & Compliance

11.1 We comply with GDPR in processing personal data. For more details please see our Privacy Policy.

11.2 We do not guarantee that the Software will meet specific cybersecurity requirements, but can provide detailed security and data privacy details to any customer upon request.

12. Term and Termination

12.1 The contract starts upon order acceptance and continues for a minimum 1-month period (Initial Subscription Period), renewing monthly unless cancelled with 1 month’s notice. We also have annual plans available.

12.2 We may terminate the contract if you:

- Breach these Terms.

- Engage in illegal activity using our Software.

- Fail to make required payments.

13. Liability

13.1 We do not accept liability for financial decisions based on Posterity-generated content. It is your responsibility to check any generated content before it is sent to your customers.

13.2 Our total liability is limited to the amount you paid for the Software.

13.3 We exclude liability for indirect or consequential losses, including:

• Loss of profit, revenue, or business opportunities.

• Loss or corruption of data.

• Harm to reputation or goodwill.

13.4 Nothing in these Terms excludes liability for fraud, negligence leading to death or injury, or any other liability that cannot be excluded by law.

14. General

14.1 You may not transfer your rights under these Terms without our consent.

14.2 If any part of these Terms is deemed unenforceable, the remainder will remain in effect.

14.3 Failure to enforce any right does not waive it.

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For any questions, please contact us at hello@posterity.finance.